TERMS OF USE

You understand that by placing an order on bridge-wise.com (“bridgewise”) you create a legally binding installment contract between you and Bridgewise. You hereby promise to pay Bridgewise the purchase price for any products you order.

You hereby authorize your employer to deduct the installment payments for your order from your paycheck and remit such installment payments to Bridgewise. You understand that your participation in the Bridgewise Program gives us access to your payroll information to Bridgewise. You understand that if your net pay is not sufficient to fully cover any deduction, you are responsible to make timely payment on your own.

We can terminate your installment agreement if you do not make installment payments as agreed. If we terminate your agreement we may collect the entire amount you owe by levy on your income, bank accounts or other assets, or by seizing your property.

Electronic Communications

When you visit Bridgewise or send e-mails to us, you are consenting to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement. Do you authorize Bridgewise to communicate via text message regarding special offers and products? Standard messaging rates/fess may apply. Bridgewise is not responsible for any fees incurred as a result of receiving a text message.

License and Site Access

Bridgewise grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Bridgewise. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Bridgewise. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Bridgewise and our associates without express written consent. You may not use any meta tags or any other "hidden text" utilizing Bridgewise's name or trademarks without the express written consent of Bridgewise. Any unauthorized use terminates the permission or license granted by Bridgewise. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of Bridgewise so long as the link does not portray Bridgewise, its associates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any Bridgewise logo or other proprietary graphic or trademark as part of the link without express written permission.

Your Membership Account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may use our website only with involvement of a parent or guardian.Bridgewise and its associates reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in their sole discretion.

Reviews, Comments, Emails and other Content

Visitors may post reviews, comments, and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. Bridgewise reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content. If you do post content or submit material, and unless we indicate otherwise, you grant Bridgewise and its associates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant Bridgewise and its associates and sublicensees the right to use the name that you submit in connection with such content,if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post: that the content is accurate: that use of the content you supply does not violate this policy and will not cause injury to any person or entity: and that you will indemnify Bridgewise or its associates for all claims resulting from content you supply. Bridgewise has the right but not the obligation to monitor and edit or remove any activity or content. Bridgewise takes no responsibility and assumes no liability for any content posted by you or any third party.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY OF THIS SITE IS PROVIDED BY Bridgewise ON AN "AS IS" AND "AS AVAILABLE" BASIS. Bridgewise MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, Bridgewise DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Bridgewise DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM Bridgewise ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Bridgewise WILL NOT BE LIABLE FOR DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Product Descriptions

Bridgewise and its associates attempt to be as accurate as possible. However, Bridgewise does not warrant that product descriptions or other content of this site is accurate, complete, reliable, current, or error-free. If a product offered by Bridgewise itself is not as described, your sole remedy is to return it in unused condition.

Applicable Law

By visiting Bridgewise, you agree that the laws of Texas, without regard to principles of conflict of laws, will govern these Terms of Use and any dispute of any sort that might arise between you and Bridgewise.

Site Policies, Modifications and Severability

We reserve the right to make changes to our site, policies, and these Terms of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

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